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4 frequently asked questions about construction site injuries

If you're like most workers who suffer a serious on-the-job injury, it may be the first and only time something like this has happened to you. As such, you may need to educate yourself on various aspects of workers' compensation law to pursue financial compensation to pay for your injuries.

Here are four of the most common questions injured workers have as it pertains to their potential workers' compensation claims:

How do I complain about unsafe working conditions that led to my injury and could cause other workers to get injured?

Workers who suffer injury as a result of unsafe working conditions may want to take immediate action to resolve the problem so future accidents don't occur. The first step is to notify the workplace supervisor and follow up in writing. If this doesn't get results, the next step is to file a complaint with the U.S. Occupational Safety and Health Administration (OSHA).

Am I entitled to more than workers' compensation benefits?

Most workers who are hurt on the job receive the benefit of workers' compensation coverage to pay for medical care, rehabilitation, wage replacement and more. However, in certain cases -- where a party that did not employ the individual is liable -- the conditions may exist to pursue a third-party personal injury action for additional compensation.

Is the property owner liable for my injuries that happened while working at a construction site?

In some cases, the owner of a particular property will be liable to pay for the personal injury damages that happen to an injured worker. However, this relates primarily to how involved the property owner was in the maintenance of the property when the accident happened.

Is every injury that happens to a worker covered under workers' compensation insurance?

The vast majority of work-related injuries receive coverage under state workers' compensation insurance. However, if a worker gets hurt because he or she started a fight, was intoxicated or was acting in a clearly unlawful manner, the worker might be disqualified from receiving benefits.

Were you injured on the job? If you suffered a serious injury at work, don't delay in learning about your potential to receive workers' compensation benefits.

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