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The basics of North Carolina workers' compensation


Workers injured on the job in North Carolina, and their families, may wonder what benefits they are afforded from workers' compensation. In North Carolina, the benefits a worker is eligible for depends on the worker's disability. In general, there are a number of different types of benefits that may be available to an injured worker, depending on the specific circumstances of the worker's individual situation.

According to workers' compensation benefits, injured workers are entitled to medical treatment and care paid. Payments are made through their employer's insurance provider or their employer's self-insurance fund. In addition to medical benefits, an injured worker may be eligible for injured workers and may also be eligible to receive disability benefits, depending on the circumstances. There are two types of disability, including temporary and permanent.

Workers who are temporarily partially disabled, but are able to return to work in a reduced capacity are eligible for workers' compensation benefits that will make up two-thirds of the difference between their former pay and the reduced pay they receive when they return to work. The duration of weekly payments can vary and is determined by the North Carolina Industrial Commission each year. Moreover, workers suffering from temporary total disability, who are unable to return to work during the period they are disabled, are eligible to receive two-thirds of their average weekly wage calculated based on a 52-week period prior to the accident that resulted in the disability.

Workers who have suffered permanent partial disability may be eligible for a lump sum payment and worker retraining. Workers suffering permanent total disability may be eligible for weekly benefits for a lifetime or a lump sum payment. Lump sum payments may also be available to families who have lost a loved one due to an occupational accident or illness.

Work-related injuries, illnesses and deaths can impact workers on a deeply personal, professional and financial level and may impact workers and their families for a lifetime. Because of the profound nature of a workplace accident, illness or death, workers' compensation benefits are available in different forms to meet the needs of injured workers and their families.

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