Legal Options For A Work Truck Accident Injury
Thousands of people working in Asheville are required to drive for work, and work truck accidents can happen just as easily as all other vehicle accidents. If you or a family member recently sustained injuries in a work truck accident, it’s natural to have lots of legal questions you cannot answer on your own. An Asheville work truck injury lawyer can help you make sense of your situation and guide you through your recovery process.
Workers’ compensation may not be your only source of financial recovery if you are injured in a work-related truck accident. In addition to North Carolina workers’ compensation pay benefits, you may also be entitled to sue the negligent driver who caused your accident on the road. Ganly & Ramer, P.L.L.C., will investigate the circumstances of your accident to determine whether additional monetary recovery may be available through an insurance settlement with the other driver’s provider.
Ultimately, any work-related vehicle accident can lead to far more legal proceedings than just a workers’ compensation claim, and the workers’ compensation claim filing process by itself can be very challenging to navigate on your own. When you choose our firm, you are investing in a legal advocate who can address all the unique concerns you may have in the aftermath of your accident and guide you toward an appropriate recovery.
Our lawyer has successfully represented hundreds of truckers over the past 35 years. If you were injured in a motor vehicle accident occurring while on the job in North Carolina, talk to an attorney at Ganly & Ramer, P.L.L.C., in Asheville. Our staff will take care of everything to help you get the medical treatment and pay benefits you are entitled to while you are recovering from your disability.
Thousands of workers in North Carolina drive 18-wheeler tractor-trailers, construction vehicles, buses and delivery vans for their jobs every day. Getting injured in an accident while driving a truck or other heavy vehicle for work entitles you to apply for workers’ compensation benefits if your accident took place in North Carolina or you work for an employer operating in North Carolina.
Accidents involving large trucks tend to be more damaging than accidents involving smaller passenger vehicles. The risk of catastrophic injury is higher, and it is possible for these accidents to happen in many unpredictable ways. If you were injured in such an accident, you may have little to no recollection of how the accident actually happened and will need an attorney’s help to make sense of your legal situation.
Our lawyer has an excellent record of results in work injury cases and has been recognized by legal professionals for our successful representation. Learn more about our successful North Carolina workers’ compensation representation at these information pages:
Asheville Work Injury Attorney Video
We work on a contingency fee basis. You will not pay attorneys’ fees or case preparation costs if you do not recover money in a settlement or jury verdict.
Almost every employer in North Carolina is legally required to have workers’ compensation insurance, and this insurance can apply to any type of injury a worker suffers on the job. This applies to vehicle accidents as long as the injured victim was driving as part of their job duties. Workers’ compensation insurance does not apply to accidents that happen while commuting to or from work.
If you were injured while driving a work truck, this is grounds to pursue a workers’ compensation claim through your employer. Your employer is legally required to facilitate your claim and supply you with everything you will need to get your claim filed with their insurance carrier. Your employer may not interfere with your claim in any way or retaliate against you for asking to file a claim.
Part of this process requires you to be evaluated medically by a workers’ compensation doctor who will carefully review your injuries. They will assign you a disability rating, which will influence how much you can receive in benefits from the insurance carrier. If you disagree with the doctor’s assessment of your condition, your attorney may be able to arrange for a second opinion.
Once you file the claim to the insurance carrier, they will investigate it and then deliver their ruling. If your claim is approved, they will issue a settlement offer describing your benefits. Generally, a successful workers’ compensation claim in Asheville will yield full medical bill coverage for all of the treatment the claimant needs and disability benefits that reflect their ability to work following their injury.
You could encounter various challenges with an insurance carrier as they will often look for reasons to deny claims or justify the lowest possible settlement offers. Your Asheville work truck injury lawyer will ensure you are treated fairly and that your settlement offer is reasonable. If your accident happened because of the actions of another driver on the road, they could help you pursue additional compensation from the at-fault driver.
Workers’ compensation insurance generally protects employers from civil liability for their injured workers’ damages, but there are exceptions to this rule. It is more likely to have grounds for legal recourse against a third party in a work truck accident case. If another driver hits you while you are driving a truck for work, the process of holding them accountable will follow what you could typically expect after any other vehicle accident in North Carolina.
Every driver must have auto insurance that meets the state’s minimum coverage requirements for bodily injury liability coverage and property damage liability coverage. When a driver causes an accident, their insurance will pay for the damages they caused. Your Asheville work truck injury lawyer can help you with your insurance claim, resolving any issues that you encounter as you attempt to recover your losses.
The at-fault driver’s insurance may only cover a portion of your total claimable damages, or the at-fault driver may not have insurance at all. In these situations, you may file a personal injury suit to seek compensation for damages that insurance will not cover. In any personal injury case, North Carolina law requires the plaintiff to show the full extent of their damages and then prove that the defendant is entirely responsible for causing those damages.
In a personal injury case, the plaintiff has the right to claim compensation for all economic damages that insurance won’t cover, such as property losses, medical expenses, and lost income. Workers’ compensation insurance and auto insurance may cover some of these damages, but they will not cover pain and suffering. North Carolina law allows an injured plaintiff to seek compensation for the physical pain and emotional distress a defendant inflicted.
Your Asheville work truck injury lawyer can be an invaluable asset when it comes to navigating all of the various recovery efforts you can attempt in the aftermath of your accident. These cases can be some of the most challenging work injury cases anyone can face, and they will be more likely to succeed with legal representation they can trust on their side.
Ganly & Ramer, P.L.L.C. will help you navigate the process of filing a workers’ compensation insurance claim and then assist you in building a third-party case against the at-fault driver. We can help you gather the evidence you may need to prove fault for the accident and assist you in establishing the full scope of the damages you are legally entitled to claim from the at-fault driver.
You must report any work-related injury to your employer as soon as possible to ensure you meet the deadline for filing your workers’ compensation claim. Filing an auto insurance claim as swiftly as possible after an accident also helps to ensure success with the claim, and if you intend to file a third-party personal injury suit, you face a deadline for this as well. Whatever your case demands, you can trust our firm to provide guidance and support through every step of the case.
A: Proving fault for a work truck accident in Asheville may not be necessary for the purposes of filing a workers’ compensation claim, but it will be necessary if you intend to pursue any legal recourse against another driver. North Carolina enforces the fault rule for vehicle accident cases, meaning that proving fault will be an essential first step in pursuing compensation for any type of vehicle accident with an auto insurance claim and/or personal injury case.
A: Proving fault for a work truck accident in Asheville may require multiple forms of evidence, such as vehicle computer data, cell phone records, traffic camera footage, and statements from witnesses who saw your accident happen firsthand. Your Asheville work truck injury lawyer will help you gather any evidence you may need to prove fault if you intend to pursue legal recourse outside of the workers’ compensation system.
A: The benefits you could receive from workers’ compensation insurance may include coverage of medical expenses and disability benefits if your injury prevents you from working for any extended period of time. Partial disability benefits may be awarded if you can still work at diminished earning capacity while you recover. Otherwise, you may be awarded total disability benefits if you are unable to work at all because of your injury.
A: You should get an Asheville work truck injury lawyer because you may face a more complex series of legal proceedings than you initially expect, and having legal counsel you can trust on your side will make navigating your case much easier and more likely to yield positive results. Your attorney can also help you take full advantage of all of the recovery options available to you in this situation to ensure you maximize your recovery.
A: The cost for your Asheville work truck injury lawyer will depend on the overall severity of your damages if you choose Ganly & Ramer, P.L.L.C. to represent you. We will only collect a fee if we win your case, and our fee will be a percentage of the total compensation we recover on your behalf. This ensures that you have access to the legal counsel you need when you need it most, regardless of your financial situation.
An Asheville work truck injury lawyer can be an invaluable asset for the difficult proceedings you may face in the aftermath of your recent accident. The legal services of Ganly & Ramer, P.L.L.C. in Asheville can help you recover the compensation that you are rightfully due. Call 828-844-5274 or use our convenient email contact form to arrange a free consultation.
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