Imagine your boss comes to work drunk, angry and violent one day. You're trying to mind your business and do your job, but he comes after you swinging -- and actually beats you up.
If you've been hurt on the job, and you've read the laws on workers' compensation benefits, you might think that getting benefits to pay for your medical care is an easy, straightforward process -- and in many cases it is. However, in other cases, workers receive a denial of benefits.
A serious workplace injury can leave you temporarily disabled and unable to perform your job duties. Being in a situation like this can be frightening for the average North Carolina worker because it might look something like the situation described below.
The North Carolina Workers' Compensation Act dictates that specific classifications of employers must maintain workers' compensation insurance to pay for the medical care required by employees hurt on the job. This insurance will also pay for wage replacement benefits if a worker is too injured by an on-the-job injury to perform his or her job duties.
If you're a carpenter, you need to use a variety of saws at work, so you'll want to do everything you can to keep your hands safe. Saw injuries are common among those who work with wood and saws on a daily basis.
Construction workers use ladders every day. They're familiar with how to use these vital pieces of equipment safely. They also know that their lives and their livelihoods depend on not getting hurt due to carelessness when going up and down a ladder.
The last thing a sick worker has on his mind is money, but sooner or later reality comes knocking on your door. Maybe you've been laid out for a few weeks because you succumbed to occupational asthma -- after being exposed to bad air for years at Asheville construction sites. Perhaps you've been going to the doctor to get the treatments. However, you're too ill to work and haven't been getting paid any wages.
It doesn't matter how your injury happened as long as it happened while you were on the job. Maybe you slipped on spilled coffee while you were in the office break room. Maybe you got hit by a piece of falling debris while you were painting a wall. Maybe you violated safety protocol by not wearing your harness and you fell off a scaffolding.
You've been picking up paint cans on the job for 20 years. Sometimes, four or more at a time. This time, however, something went wrong. You were at a job site, repainting an Asheville home and happy to get the work through the remodeling company that hired you a couple of years ago.
Getting injured at work can drastically change your life. Your injuries could prevent you from continuing your career path. They could result in a lot of medical expenses. Sometimes, work injuries can drastically affect your quality of life. Despite the seriousness of your medical issues, it's all too easy to receive less benefits than you deserve under the law. Injured workers should receive 2/3 of their wages untaxed while they are unable to work. If their injuries are severe, workers' compensation may pay for job retraining, as well as paying your medical costs that came from your work-relate injury.