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How much can I receive in wage replacement benefits?

A serious workplace injury can leave you temporarily disabled and unable to perform your job duties. Being in a situation like this can be frightening for the average North Carolina worker because it might look something like the situation described below.

Fortunately, the North Carolina workers' compensation system has your back. If an on-the-job accident leaves you unable to work, you may be able to receive wage replacement benefits.

Are you in a difficult situation like this after a workplace injury?

Imagine you're down and out with a broken ankle after slipping in the kitchen at your restaurant job. You're not going to be able to walk properly for another couple of months, which means you can't navigate the kitchen to earn a living for you and your kids until you heal. The bills are now piling up and you're terrified: How are you going to make rent?

How wage replacement benefits can help

Workers' compensation wage replacement benefits have helped numerous North Carolina workers in situations just like this. Not only will workers' compensation cover the costs associated with your medical care, but you may also be able to receive money to pay for your living costs while you're recovering from your injuries.

Wage replacement benefits will not account for 100 percent of your pay. However, they will amount to 66 2/3 percent of the average weekly wages you earned before you got hurt. Furthermore, because workers' compensation benefits cannot be taxed by the state or federal government, your workers' compensation benefits may be very close to the amount of money that you're accustomed to earning.

Workers' compensation is a soft net to catch you when you're down

When injured workers can navigate the North Carolina workers' compensation system successfully, they benefit from a soft net of financial stability when they need it most. That said, not all workers gain approval for the benefits they so desperately require. As such, it's vital that you apply for your injured worker benefits in the right way -- to ensure that you receive the maximum amount of benefits available to you.

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