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When should you settle your workers' compensation case?

Getting injured at work can drastically change your life. Your injuries could prevent you from continuing your career path. They could result in a lot of medical expenses. Sometimes, work injuries can drastically affect your quality of life. Despite the seriousness of your medical issues, it's all too easy to receive less benefits than you deserve under the law. Injured workers should receive 2/3 of their wages untaxed while they are unable to work. If their injuries are severe, workers' compensation may pay for job retraining, as well as paying your medical costs that came from your work-relate injury.

In some cases, where a work-related illness or injury results in death or permanent incapacitation, it may make sense for the injured worker or their family to arrange a settlement. In these situations, the held, advice and advocacy of an experienced workers' compensation and personal injury attorney can prove to be invaluable.

Your attorney can help you fight for the best possible settlement, which may take many weeks or even months. Your family should never sign something or agree to a settlement without having it carefully reviewed by an attorney with experience in North Carolina worker's compensation.

Sometimes settlements make more sense than periodic payments

If your family doesn't have ongoing medical costs, or if the stress and demands of workers' compensation documentation and hearings is too much, a settlement may be your best choice. If the injured person was the primary wage earner and another family member must now stay home to care for them, regular meetings and hearings could be prohibitive. Your attorney should be advised of the restrictions on your time and mobility to help in determining if a single settlement makes more sense in your case. Generally, travel reimbursement is for time and mileage, not stress and difficulty.

In workers' compensation cases involving permanent partial or total disability, as well as cases where a worker died, a settlement may make more sense for the family than weekly payments. If your family will be moving to another state or if you wish to put this experience behind you, a settlement may be the best option. Generally, you can rely on your attorney to determine if a settlement will offer comparable benefits to regular payments. Your attorney can also help ensure that you maximize the amount of your settlement before you sign it.

Legal representation makes a difference in workers' compensation settlements

As with any insurance company, it's not uncommon for workers' compensation insurance to offer a low first settlement. Your attorney can review any settlement offered to determine if it is fair. Your family's best hope of a fair settlement in a workers' compensation case will come from working with an attorney who understands the system.

Source: Nov. 30, -0001

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