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Work accident can cost employer millions in North Carolina

Going to work and completing a job satisfactorily can already cause pressure without having to worry about whether one will be injured in the process. Experiencing a work accident in North Carolina can be challenging for an employee because not only is the event usually physically uncomfortable but also it can result in lost workdays, which can have a financial impact. One recent article explains what companies can do to reduce costly incidences of workplace injuries, which affect millions of people each year.

Research shows that more than nine million employees in America experienced injuries and illnesses linked to the job site in 2007. This cost employers a total of $250 billion. While administrative and medical costs make up a portion of the cost of worker injuries, the bulk of it represents losses in worker productivity.

Many companies are beginning to see the value in creating health and disability prevention programs for works. After all, many injuries that occur on the job are easy to prevent. Companies, for instance, can offer more health assessments and disburse more health education materials.

Workers' compensation insurance serves the purpose of helping an employee who has experienced a work accident. North Carolina businesses must purchase this insurance and provide benefits to an injured or ill worker despite who is at fault for the workplace incident leading to the injury or sickness. The benefit to employees in this is that they don't have to worry about lawsuits filed by injured employees. An understanding of laws related to workers' compensation will help injured workers, who may have to deal with unexpected medical bills or lost wages, to make sure that they are getting all of the benefits they deserve.

Source: Occupational Health and Safety, Health Protection/Promotion for the Workforce: The Business Case, Robert Eric Dinenberg, Nov. 1, 2013

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